This case involved an appeal of a district court’s ruling regarding coverage in an automobile accident lawsuit. The District Court ruled that a woman’s insurance policy did not provide coverage because, at the time of the accident, she was delivering newspapers and was excluded from coverage under the business pursuits portion of her policy.
The ruling of the district Court was appealed and the Court of Appeals ruled in favor of Mr. Davick’s client finding the coverage exclusion was ambiguous as written and thus unenforceable. As a result of this ruling, Illinois Farmers changed the applicable language in their policies of insurance and Mr. Davick’s client recovered a significant award in the case.
